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Privacy Policy

FACTS WHAT DOES Johnson County Bank DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment history and Account Transactions
  • Credit History and Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Johnson County Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Johnson County Bank Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We do not share
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We do not share
For our affiliates' everyday business purposes –
information about your creditworthiness
No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 423-727-7701 or go to www.johnsoncountybank.com

 

Who we are
Who is providing this notice Johnson County Bank
What we do
How does Johnson County Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to it.

How does Johnson County Bank collect my personal information? We collect your personal information, for example, when you

  • Deposit Money or Open An Account
  • Apply for Financing or Make a Wire Transfer
  • Provide Account Information

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Johnson County Bank has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Johnson County Bank does not share information with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Johnson County Bank does not participate in joint marketing.

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